SERVING SAN ANTONIO AND SOUTH TEXAS SINCE 1984 

Auto Insurance San Antonio | Cheap Car Insurance Coverage


Purchasing Car Insurance in San Antonio is a great way of protecting what is often one of your most valuable assets. It provides financial protection from accidents and other unexpected events that can cause property damage or injury.

It is also important to ensure that you comply with the law in your state. In Texas, this refers to obtaining liability insurance. Being fully aware of the state’s financial responsibility law is significant when purchasing a Insurance Policy, to ensure you are able to at least meet the minimum amount.

Accidents Happen

The Texas A&M Transportation Institute recently conducted a study that revealed some interesting statistics. It showed that Texas ranks 4th in the nation when it comes to vehicles crashing into buildings. The problem with these crashes is that they tend to end up with the same results. You are typically left with damage to the car, property, as well as injury.
San Antonio Car Insurance
The study also revealed that young drivers, between the ages of 20 and 30, are responsible for the majority of those accidents at 18%. Elderly drivers, on the other hand, were to blame for 13% of those crashes. Statistics like these show the kinds of things that can have an impact on your insurance premium, such as your age and location. It also reminds us that accidents do happen, at any age.

Car Insurance Requirements in Texas

If you live in SA, it is important that you are fully aware of the state’s car insurance requirements. If you cause an accident, Texas requires you to be able to pay for any resulting damages and injuries. In order to fulfill this law, many people opt to buy liability car insurance.

Being fully aware of your requirements will help to ensure that you comply with the law in the case of an accident. If you are found to be driving without insurance, then you could end up facing a hefty court fine. If this is not your first offense, then you could also face license suspension and impoundment of your car.

In order to comply with the law, you need to make sure that you policy has the following minimum limits:

• $25,000 for property damage
• $30,000 for each injured person
• $60,000 for injuries per incident

You may want to speak to your agent about higher liability limits, so you don’t end up having the pay additional charges for going over the damage limit.
Car Insurance San Antonio

Additional Car Insurance Points, Protecting Yourself Financially

Of course, there are other reasons to purchase car insurance than only to comply with the law. While Texas only requires you to have liability insurance coverage, there are also other types of auto insurance you should think about purchasing. These types of coverage are designed to help protect you financially, in the case of an accident or other events.

Collision: If your vehicle is involved in an accident with another car, then this coverage will help to cover damages incurred. If you still owe money on your car, then you may find that your lender will require you to have both collision and comprehensive insurance coverage.

Comprehensive: This type of coverage will help cover damages to your car that were not incurred as a result of a collision with another car. This may include damage caused by weather conditions, such as hail causing dents to your car, as well as damage caused by vandalism.

Uninsured or underinsured drivers: According to the Texas Department of Motor Vehicles, roughly 20% of current drivers in the state do not have car insurance. This type of coverage will help to protect you in the event that you or your property suffers from damages caused by these drivers.

San Antonio Vehicle Insurance, The Coverage You Need

Getting the right car insurance in SA starts with understanding your state insurance requirements. Speaking to an agent with knowledge of local requirements will help you to not only ensure you are complying with the law, but will also help you to get the full coverage for your needs.

Speak to an agent at Ed Cuellar’s office today to decide what limits and deductibles best fit your needs. Remember, as your life changes, it’s important that you keep up to date and make any required changes to your car insurance. Call Ed @ 210-647-7112

More Information about Insurance:
San Antonio Chamber of Commerce:

Masthead-left1

Car Insurance from Ed Cuellar in San Antonio

Consult with Ed Cuellar when you need Car Insurance. Call him @ 210-647-7112


More Information about Insurance:
San Antonio Chamber of Commerce:

ED CUELLAR INSURANCE AGENCY

6812 Bandera Street, Suite 203
San Antonio, TX 78238
(210) 647-7112
1-800-364-7112

2130 SW Military Dr., Suite 207
San Antonio, TX 78224
(210) 927-1100

1203 E Gibbs
Del Rio, TX 78840
(830) 775-5900

Business Hours:
Monday-Friday 9:00 a.m. – 5 p.m.

E-mail us at ed.cuellar@falconins.com

Contact Us Today

Your Name (required)

Your Email (required)

Subject

Your Message

http://www.car-insurancesa.com